{"id":8728,"date":"2021-08-05T20:25:51","date_gmt":"2021-08-05T20:25:51","guid":{"rendered":"https:\/\/taylormartino.com\/?p=8728"},"modified":"2024-09-10T17:40:34","modified_gmt":"2024-09-10T17:40:34","slug":"what-to-do-in-al-if-you-are-injured-in-a-car-wreck-by-an-uninsured-driver","status":"publish","type":"post","link":"https:\/\/taylormartino.com\/what-to-do-in-al-if-you-are-injured-in-a-car-wreck-by-an-uninsured-driver\/","title":{"rendered":"Do you need a Mobile, AL Car Wreck Attorney if You Are Injured by an Uninsured Driver?"},"content":{"rendered":"\r\n<ul class=\"wp-block-gallery columns-1 is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\r\n<li class=\"blocks-gallery-item\">\r\n<figure id=\"attachment_8731\" aria-describedby=\"caption-attachment-8731\" style=\"width: 800px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-8731 \" src=\"https:\/\/taylormartino.com\/wp-content\/uploads\/2016\/03\/What-To-Do-In-AL-If-You-Are-Injured-By-An-Uninsured-Driver-300x200.jpg\" alt=\"What To Do In AL If You Are Injured By An Uninsured Driver\" width=\"800\" height=\"533\" data-id=\"7189\" data-link=\"https:\/\/taylormartino.com\/?attachment_id=7189\" srcset=\"https:\/\/taylormartino.com\/wp-content\/uploads\/2016\/03\/What-To-Do-In-AL-If-You-Are-Injured-By-An-Uninsured-Driver-300x200.jpg 300w, https:\/\/taylormartino.com\/wp-content\/uploads\/2016\/03\/What-To-Do-In-AL-If-You-Are-Injured-By-An-Uninsured-Driver-768x511.jpg 768w, https:\/\/taylormartino.com\/wp-content\/uploads\/2016\/03\/What-To-Do-In-AL-If-You-Are-Injured-By-An-Uninsured-Driver.jpg 1000w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-8731\" class=\"wp-caption-text\">What To Do In AL If You Are Injured By An Uninsured Driver<\/figcaption><\/figure>\r\n<\/li>\r\n<\/ul>\r\n\r\n\r\n\r\n<span class=\"gdlr-core-space-shortcode\" style=\"margin-top: 30px ;\"  ><\/span>\r\n<h2>Do you need a Mobile, AL Car Wreck Attorney if You Are Injured by an Uninsured Driver?<\/h2>\r\n<p><span style=\"font-weight: 400;\">Even though the state of Alabama requires all drivers to be covered by insurance, this is not always the case. If you are in a car accident and the other driver does not have insurance, before you pick up the phone and call a <\/span><a href=\"https:\/\/taylormartino.com\/practice-areas\/general-personal-injury\/auto-accidents\/\"><span style=\"font-weight: 400;\">Mobile, AL car wreck attorney<\/span><\/a><span style=\"font-weight: 400;\">, <\/span><span style=\"font-weight: 400;\">review these helpful tips to make sure you take the right first steps. <\/span><\/p>\r\n<p><b><\/b><b>Call the Police.<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">In any instance of a collision, you will want to call the police and file a police report. The police will document the specifics of the accident which you will need later when you file your claim.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>Exchange Information with the Other Driver.<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Usually in the State of Alabama, the police officer will require each driver to complete a form asking for all pertinent information, such as the driver\u2019s name, contact, license number, plate number, etc. If the police officer does not, you should gather as much information from the other driver as possible.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>Notify Your Insurance Company.<\/b><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">According to Alabama\u2019s Uninsured Motorist Law, every insurance policy includes uninsured motorist coverage. You need to file a claim with your insurance company under your uninsured motorist coverage. Be sure to file soon after the collision happens to ensure your insurance company will cover the event. Some insurance companies have a time limit set between the time of the accident and how long you have to file. If you miss the time limit, you might not get coverage.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">If you are afraid of making a claim on your insurance because you are afraid of premiums going up on your coverage, usually this does not happen. If the accident is not your fault and you do not have a previous history of having a number of collisions, your premium should not be affected.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/p>\r\n<h2>Do You Need to Contact a Mobile, AL Car Wreck Attorney?<\/h2>\r\n<p><span style=\"font-weight: 400;\">Usually in an accident, the guilty party\u2019s insurance is required to cover your expenses. In the case the guilty driver does not have coverage, your uninsured motorist coverage fills in the gap to cover your medical bills and other damages. If you are unsure of the complete uninsured motorist coverage you have, check with your insurance provider. Usually, the coverage is for family members involved in the collision as well.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">If you believe you are not being fully covered correctly, notify an experienced <\/span><a href=\"https:\/\/taylormartino.com\/practice-areas\/general-personal-injury\/auto-accidents\/\"><span style=\"font-weight: 400;\">Mobile, AL car wreck attorney <\/span><\/a><span style=\"font-weight: 400;\">to review your policy and help find other forms of coverage needed.<\/span><\/p>\r\n<div><a href=\"https:\/\/taylormartino.com\/attorneys\/richard-taylor\">Richard H. Taylor, Esq.<\/a><\/div>\r\n<div>TAYLOR MARTINO, P.C.<\/div>\r\n<div>PERSONAL INJURY LAWYERS<\/div>\r\n<div>455 St. Louis Street Suite 2100<\/div>\r\n<div>Mobile, Alabama 36602<\/div>\r\n<div>\u00a0<\/div>\r\n<div>Toll-Free: 1-800-256-7728<\/div>\r\n<div>Main Tel: \u00a0251-433-3131<\/div>\r\n<div>Follow us on <a href=\"https:\/\/www.facebook.com\/TaylorMartinoPC\">Facebook<\/a><\/div>\r\n<p>&nbsp;<\/p>\r\n\r\n\r\n\r\n<span class=\"gdlr-core-space-shortcode\" style=\"margin-top: 40px ;\"  ><\/span>\r\n\r\n\r\n\r\n<figure class=\"wp-block-embed-youtube aligncenter wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\r\n<div class=\"wp-block-embed__wrapper\"><div class=\"yrc-shell-cover yrc-single\" data-yrc-uid=\"67444cd3dd05b\" data-yrc-channel=\"{&quot;meta&quot;:{&quot;user&quot;:&quot;Taylor Martino Rowan Personal Injury 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Even though the state of Alabama requires all drivers to be covered by insurance, this is not always the case. If you are in a car accident and the other driver does not have insurance, before you pick [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":8731,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[287,95],"tags":[10,13,16],"class_list":["post-8728","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-car-wrecks","category-news","tag-general-practice","tag-law","tag-personal-injury"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Injured by an Uninsured Driver? 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