fbpx

What To Do In AL If You Are Injured By An Uninsured Driver

Even though the state of Alabama requires all drivers to be covered by insurance, this is not always the case. If you are in a car accident and the other driver does not have insurance, before you pick up the phone and call a Mobile, AL car wreck attorney, review these helpful tips to make sure you take the right first steps.

Call the Police.

In any instance of a collision, you will want to call the police and file a police report. The police will document the specifics of the accident which you will need later when you file your claim.

Exchange Information with the Other Driver.

Usually in the State of Alabama, the police officer will require each driver to complete a form asking for all pertinent information, such as the driver’s name, contact, license number, plate number, etc. If the police officer does not, you should gather as much information from the other driver as possible.

Notify Your Insurance Company.

According to Alabama’s Uninsured Motorist Law, every insurance policy includes uninsured motorist coverage. You need to file a claim with your insurance company under your uninsured motorist coverage. Be sure to file soon after the collision happens to ensure your insurance company will cover the event. Some insurance companies have a time limit set between the time of the accident and how long you have to file. If you miss the time limit, you might not get coverage.

If you are afraid of making a claim on your insurance because you are afraid of premiums going up on your coverage, usually this does not happen. If the accident is not your fault and you do not have a previous history of having a number of collisions, your premium should not be affected.

How It Works.

Usually in an accident, the guilty party’s insurance is required to cover your expenses. In the case the guilty driver does not have coverage, your uninsured motorist coverage fills in the gap to cover your medical bills and other damages. If you are unsure of the complete uninsured motorist coverage you have, check with your insurance provider. Usually, the coverage is for family members involved in the collision as well.

If you believe you are not being fully covered correctly, notify an experienced Mobile, AL car wreck attorney to review your policy and help find other forms of coverage needed.

TAYLOR MARTINO, P.C.
PERSONAL INJURY LAWYERS
455 St. Louis Street Suite 2100
Mobile, Alabama 36602
 
Toll-Free: 1-800-256-7728
Main Tel:  251-433-3131
Follow us on Facebook

 

Related Posts

Leave a Reply

Recent Articles

Guardrail Dangers: Need a Defective Product Lawyer in Alabama?
Guardrail Dangers: Need a Defective Product Lawyer in Alabama?
June 27, 2019
Your Legal Right to File a Personal Injury Lawsuit
Your Legal Right to File a Personal Injury Lawsuit
June 7, 2019
When to Contact a Veterans Rights Attorney for Military Vision or Hearing Loss
When to Contact a Veterans Rights Attorney for Military Vision or Hearing Loss
May 30, 2019
Kiyyah Malik
Kiyyah Malik
19:09 13 Jun 19
Ben Kearns and the staff at Taylor Martino made a terrible situation (car accident) into a much simpler less stressful process. I appreciate all the dedication and hard work. They are highly recommended in my book!read more
Shadow Yuuki
Shadow Yuuki
20:04 22 May 19
These guys are the best. If anyone needs a lawyer, they did what they said they where going to do and when they said they going to do it i got everything i should have. They are the best lawyers in Mobileread more
Rachel
Rachel
21:34 20 May 19
I heard about Ed Rowan from my aunt and gave him a call. Ed Rowan got things done in a timely matter and Elizabeth Wright was very helpful and quick to respond when I had any questions.read more
Tim Howard
Tim Howard
15:11 23 Sep 18
I highly recommend the firm as they took my case and settled it quickly. They took me in and treated me like family from day one. They kept me informed throughout the process and never left me feeling uncomfortable. Ben and Jennifer went above and beyond what anyone would expect.read more
sree harsha sunkara
sree harsha sunkara
15:14 13 Apr 18
This was the best law firm I have ever experienced. All I did was just contacted them and they did the rest for me and updated me every week about the work in process. They were so good and I highly recommend them in case of any accidentsread more
See All Reviews